The commercial bank, based in London, United Kingdom, is primarily engaged in providing a range of banking and financial services to customers in private or public sectors, as well as to private individual. It was founded in 1765 and over the next 150 years, through a series of take-overs and mergers, it absorbed some of the world's longest standing banking businesses in Britain and other major nations.The bank, together with its subsidiaries, offers current accounts, savings and investment accounts, and other customer deposits. The bank provides personal loans, formal loans, bridging loans, education loans, credit and debit cards, and residential mortgages. It also provides business banking services, including business saving accounts, business accounts for startups and switchers, Islamic business accounts, specialist accounts, client's call accounts, and designated client's accounts. Its other business banking products include credit cards, debit cards, and charge cards, as well as business loans.The bank ranks among the world's most respected financial institutions. It is authorized and regulated by the Financial Services Authority (FSA) and signatories to the Banking Codes. Furthermore, the bank operates as part of Lloyds TSB Group plc, a leading financial institution with a London based head office and operations that span the globe including the United States, Europe, Middle East and Asia.
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