It is the holding company for an international financial services group focused on providing financial protection, insurance and asset management services in western Europe, North America, the Asia Pacific region, the Middle East, and Africa. With headquarters based in Paris, France, the company was incorporated in 1958. In 1997, it acquired UAP, a French holding company for a group of insurance and financial services companies, which accounted for utilizing the purchase method of accounting.It ranks among the world's leading insurers providing life insurance and related financial services. The holding company operates in five segments: Life and Savings, Property and Casualty, International Insurance, Asset Management, and Other Financial Services. The life and savings segment provides life term endowment, deferred annuities, immediate annuities, and other investment-based products, as well as critical illness and permanent health insurance products for individuals and commercial clients. Its property and casualty segment renders motor, household, property and general liability insurance for personal and commercial customers, as well as health products and engineering services to support prevention policies in companies. The company's international insurance includes reinsurance, loss prevention and risks management services, as well as assistance services mainly to banking and insurance companies, tour operators, telecommunication operators, and automobile manufacturers and gas, water and electricity utilities. Asset management segment furnishes investment management and related services for individual investors, private clients, corporate and public employee pension funds, endowment funds and the United States and foreign governments. And the other financial services segment of the company provides a range of retail banking products, which includes deposit accounts, savings accounts, and certificate of deposits, as well as commercial and consumer loans, mortgage loans, and mutual funds.It is committed to help its clients be life confident and to attain leadership in every one in the market through operational excellence.
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